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Auto Insurance Policy Must-Haves

If you’re a Maryland resident, make sure you have Personal Injury Protection (PIP) on your policy. PIP is a no-fault insurance that will cover your medical bills and a percentage of lost wages (due to injuries) in the event of an auto accident, even if you were at fault. The cost is minimal, ranging from $50 - $100 per year and the minimum coverage amount is $2,500 which is well worth the investment. In Maryland, insurers are legally obligated to offer you PIP, if you waiv